Dependent Life Insurance Plans

Employee Guide

Version
R2024.1.0
Dependent Life Insurance Plans

The enrollment screens for dependent life insurance plans show plan options for the spouse, legal partner, and children in separate screens if the employee is eligible to elect plan options.

The dependent life insurance plans for the spouse or legal partner include the name of the spouse or legal partner in the Covered Dependents section by default.

You can customize the dependent life insurance option cards for child dependents. You can cover different child dependents in various plan options. By default, each option card shows None selected under Covered Dependents section. If plan options don't require selecting child dependents, the Covered Dependent section doesn't show in the option card.

In the Dependent Life Insurance Plans screen for child dependents, you can customize the option cards based on how the enrollment was configured:

  • If your enrollment has fixed coverage set for the plan option, you can click Customize in the option card and select the checkbox next to the dependents to cover in the plan. Click Select Plan to select the plan option.
  • If your enrollment has plan options with coverage set for each dependent, the coverage amount is multiplied by the number of covered dependents to determine the total coverage amount. Click Customize in the option card, select the checkbox next to the dependents to get covered in the plan and click Calculate to calculate the costs. Click Select Plan to select the plan option.
  • Life and disability plan option showing the total coverage based on the number of dependents selected.
  • If your enrollment has plan options with fixed coverage set for each dependent, and age reduction rules configured, click Customize in the option card, select dependents, enter the coverage amount, and click Calculate to calculate the costs. Click Select Plan to select the plan option.
  • Life and disability plan option showing the age reduced coverage.
  • If your enrollment has plan options with fixed coverage set for each dependent, and guaranteed amount configured, click Customize in the option card, select dependents, enter the coverage amount for each dependent, and click Calculate to calculate the costs. Click Select Plan to select the plan option.
  • Life and disability plan option showing the coverage details where you can select dependents and calculate costs.
  • If your enrollment has plan options with coverage multipliers configured, click Customize in the option card, select dependents, enter the multiplier, and click Calculate to calculate the costs. Click Select Plan to select the plan option.
  • Life and disability plan option showing the coverage per dependent where you can enter the multiplier and calculate costs.

The selected dependents show in the option card. You can click Modify to change the selected dependents.

Covered dependents shown in the option card.

When you click Continue and proceed to the next screen, only the selected option cards will have the customized details. All other cards will reset to the default state.