General Life and Disability Option Settings

The display name of the option.

The description of the option. Dayforce doesn't show the description to employees during enrollment.

The ID used in import files to import employee benefits. Cross-reference codes are used to import and export data to and from Dayforce and other applications.

The taxability of the option. This value is used for reporting purposes only. Dayforce applies taxation rules to options based on the tax settings of the earning or deduction to which the option is mapped. The options are:

• None
• Pre-Tax
• After-Tax

Determines if employees can designate a beneficiary when they enroll. Primary beneficiaries are entitled to the proceeds of the option if it's paid out, and contingent beneficiaries receive the proceeds if the primary beneficiary or beneficiaries predecease the individual enrolled in the option. When the option is configured to allow primary and contingent beneficiaries, benefits administrators or employees can designate as many beneficiaries as necessary, so long as the percentages of each beneficiary type total 100%. The options are:

• Do not Allow: Employees can't designate beneficiaries when they enroll.
• Primary and Contingent: Employees can designate both primary and contingent beneficiaries.
• Primary Only: Employees can designate only primary beneficiaries.

Dayforce defaults the current beneficiary for the election when employees re-elect an option. Dayforce shows this checkbox if you selected either Primary and Contingent or Primary Only in the Beneficiaries drop-down list.

When selected, employees must designate a beneficiary during enrollment. Dayforce shows this checkbox if you selected either Primary and Contingent or Primary Only in the Beneficiaries drop-down list.

Note: Dayforce doesn't require you to record beneficiary information for a life and disability election, regardless of the requirement in the option setup when you add or edit the election in the Benefits > Elections screen of People. However, if beneficiaries are required for an option, employees are required to record them during enrollment.

When selected, Dayforce tracks when employees waive an offer of coverage. In addition, select the checkbox if you don't want Dayforce to show a waive option to employees with enrollment restrictions. For more information on configuring waive options, see Waive Options. For more information on enrollment restrictions, see Enrollment Restriction Definitions.

When selected, Dayforce doesn't show employee costs to the employee in Benefits during enrollment, in Benefits > History, and in Benefits > Current Elections. For the Mobile and Web enrollment types, when you select this checkbox, Dayforce doesn't show:

• The employee costs in any of the enrollment screens.
• The employer costs in the Review and Next Steps screens.

When selected, Dayforce decreases the costs associated with the option to $0.00 if the guarantee rule reduces the associated coverage to $0.00.

When selected, Dayforce multiplies the configured coverage amount by the number of enrolled dependents to determine the full coverage amount.

Note: When the option is subject to imputed income calculation and the Coverage is Per Dependent checkbox is selected, the amount is calculated per dependent and added to the employee's earnings. If the Apply Imputed Income checkbox is selected at the plan level and the option is configured to cover dependents, the option must be configured as per dependent.