The graphs in the Best-Fit Plan Analysis tab of Benefits Intelligence represent the distribution of recommendations by tier for each of the medical plans that your organization offers during enrollment.
Benefits Intelligence can approximate the impact of Benefits Decision Support on your organization by looking at the recommended plan for each individual percentile of employees’ predicted benefit use by tier. Each percentile of predicted use has its own recommended plan, along with its associated value score and estimated total expense. All of those individual percentiles are plotted to construct the graphs like the one in the image below:
Plans are listed in the legend alphabetically, left to right, and then top to bottom. When you hover the cursor over any percentile in the graph, a tooltip shows the name of the recommended plan for that percentile and the estimated cost.
If a plan includes pre- and post-tax domestic partner options, the costs shown in the charts might reflect the full cost of the bundled options or just the cost of the option included in the decision support configuration (generally, the pre-tax option). For more information on including only the premiums for an option in decision support configurations, see Option Configuration.
The names of all of the plans (in the plan group) that are included in your decision support configuration are shown in the legend of the graph, regardless of whether the analysis shows that they would be chosen or not.
However, a competitive plan mix shows each unique plan recommended at some range of use for each tier. For that reason, these graphs are helpful in determining if one plan is dominant for one or more tiers. The most common indicator of a dominant plan is if it's recommended most, or all, of the time for one particular tier. In such a case, the graph is entirely one color, signifying that for any level of use in that tier, only one plan is ever recommended.
If a tier has only one recommended plan or a single plan is recommended more than 85% of the time for a tier, Dayforce shows alerts above the graphs with messaging about the dominant plan. These alerts continue to show unless you make changes to your decision support plan configuration to fix the problem indicated in the alert message.
Important: Benefits Intelligence doesn't automatically update to reflect changes in other areas of Dayforce. If plans have been added to Benefits Decision Support configurations, you must update plan groups to include these additional plans and then reload the period (click Load to access these options). If changes have been made in Plans and Options (such as changes to rates), or you’ve updated decision support configurations for a plan that’s included in a plan group, you need to run the Benefits Intelligence Data Preprocessing background job again for those changes to be reflected. You can run the Benefits Intelligence Data Preprocessing background job by clicking the Benefits Intelligence Data Processing button in the Select Period and Plan Group dialog box in Benefits Intelligence and the toolstrip in Benefits Setup > Benefits Decision Support.
Knowing how the Benefits Decision Support module treats your organization’s plan offerings, you can then examine the enrollment implications of these results in the Forecasted Enrollment tab.